Why Do You Need Health Insurance?


Health insurance can cover many of the costs incurred if you or a loved one becomes ill or gets injured.  Most health plans provide you with a network of participating doctors, specialists, other health care practitioners, and facilities to choose from.  Having a health insurance plan also encourages you to see your doctor for your annual check-up and other preventive care. This helps identify any health issues early before they become serious.


Without health insurance, you may find the costs associated with any medical procedures or medical emergencies very high. Having health insurance gives you piece of mind.

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What Does Health Insurance Cover?


Depending which level of cover you decide to get, you'll be covered for most health related matters. This includes surgeries, cancer treatment, heart attacks, medical emergencies, physiotherapy, mental healthcare, dental and vision, maternity care, medical evacuation and many more.

Inpatient


Inpatient care covers any medical services that require admission into a hospital. As such, it tends to involve serious ailments and trauma requiring prolonged monitoring and care. You would need to be hospitalized overnight or longer.

Outpatient


Outpatient care covers medical treatment that does not require an overnight stay at a medical facility. Once covered by an outpatient care plan, policyholders have the benefit of seeing a doctor, specialist, nurse, or physiotherapist directly by arranging an appointment before attending.

Health and Well-being


Health and Well-being coverage provides cover for screenings, tests, examinations, and counseling support for a range of conditions including treatment for mental health conditions, disorders, and addiction.

Maternity


Maternity insurance coverage is a type of protection that specifically applies to pregnant women, which covers, prenatal, maternity, and newborn care. 

Vision and Dental


Vision care provides coverage for the beneficiary's routine eye examination and the cost for eyeglasses and lenses. Dental care provides cover for preventative, routine, and major restorative dental treatments.

Evacuation


Medical Evacuation coverage provides cover for transportation costs for emergency medical treatment, repatriation, and compassionate visits for the family members of a beneficiary.

 Book your online meeting with one of our experts today so we can help you find the perfect plan for your insurance needs.

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Health Insurance FAQs

Got a question? We’re here to help.

  • How much does heath insurance cost?

    The cost of health insurance varies widely by numerous factors, including the following: Age, Benefits, Benefit Limitations, Coverage Area, Provider Quality, and more. 


    Our consultants will work within your budget to ensure we find the most suitable plan for your needs.

  • What does health insurance cover in Asia?

    Doctor and hospital visits, prescription drugs, wellness care, and medical devices are typically covered by health insurance. Elective or cosmetic procedures, beauty treatments, off-label drug use, and brand-new technologies are generally not covered. 


  • Will you need to get a heath check?

    There will be a medical questionnaire on the application form. Health checks will only be requested if an aspect of your health check warrants more information before a final offer on pricing is made.

  • What is the maximum age you can apply?

    A lot of providers are extending the maximum age for new applicants; this will vary from provider to provider. Usually, providers stop accepting applicants between the ages of 65 to 75. Some providers may charge additional fees, or require medical tests to apply.

  • How do you pay for my health insurance?

    You can pay for your health insurance through either a direct bank transfer, debit or credit card.

  • Can you pay for health insurance in instalments?

    You can pay for health insurance in regular instalments as monthly or quarterly payments. Please let us know in your initial appointment if you prefer to pay monthly or quarterly so we can propose a suitable provider and payment plan.

  • Can pre-existing conditions be covered?

    In order to be covered, pre-existing conditions must be declared on the application form and accepted by the provider. Pre-existing conditions are handled on a case-by-case basis by each provider. You must declare them on the application form and they must be accepted by the provider.


    The insurance company will usually accept you into the policy despite a pre-existing condition, but you may have additional exclusions. If you want the pre-existing condition covered, you will need to provide supplemental documents which can include previous medical records or questionnaires.

  • How does International heath insurance work?

    If you are injured or ill, a health insurance plan will cover the costs of necessary medical care. It works much like a car or home insurance plan: you choose a plan and agree to pay a certain amount, or premium, on a regular basis.

All your life insurance needs in one place.


We offer a wide range of life insurance to meet every type of need.

Whatever your life insurance needs are, we've got you covered. Through International Insurance Asia, you can compare between multiple plans from a wide range of providers for each type of life insurance. We partner with some of the largest insurance companies in the word to bring you the best in the market. Book your online meeting with one of our experts today so we can help you find the perfect plan for your insurance needs.

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Still have questions?


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Phone support is open from 9am to 6pm.

Feel free to give us a call. 

+852 3101 7349

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For general inquiries & questions, 

contact us via email

info@internationalinsuranceasia.com

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